STATE LINKS
Kentucky Office of Financial Institutions

1025 Capital Center Drive,
Suite 200
Frankfort, KY 40601
(800)223-2579

   
Mortgage Loan Originator
           
 
Courses

Continuing Education
$99

Other Courses
National Exam Test Preparation
Kentucky State Exam Test Preparation


SAFE ACT Requirements
  • See education requirements below - BUY SAFE ACT HOURS HERE
  • SAFE MLO Test - All licensees must pass the National and State Components of the SAFE MLO Test by 6/30/2010 - BUY NATIONAL EXAM TEST PREP HERE
  • Criminal Background Check - All licensees must submit fingerprints through NMLS for a criminal background check by 6/30/2010.
  • Credit Report - All licensees must authorize a credit report through NMLS by 11/30/2010.





Education Requirements
Type Hours Required Courses Frequency
SAFE Act Pre-License 20 SAFE CORE 8 hours
Notes: All new applicants on or after 11/1/2009 must have completed 20 hours of NMLS approved prelicensure education. Existing licensees must complete 20 hours of NMLS approved prelicensure education by 11/1/2009. State approved courses will no longer be accepted after 11/1/2009.
SAFE Act Continuing Education 12 State Law 4 hours,SAFE CORE 7 Hours Yearly by 12/31
Notes: All licensees must take 12 hours of NMLS approved continuing education, including 4 hours of KY specific, in 2010 in order to renew for 2011, unless PE was completed in 2010.
Certification (Education)
Notes: Currently licensed MLOs who have completed at least 20 hours of KY state approved education on or before 11/1/2009 may be eligible to participate in the PE certification process and may not need to take the NMLS approved pre-licensure education. Refer to your state agency for more information.
 
 


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